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173 Main St.
Groton, MA 01450

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Housing Coordinator

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About

Housing Coordinator

Contact Information

Email: fstanley@grotonma.gov
Phone: 978-732-1913
Hours: Call or email for appointment

Members

Fran Stanley
Fran Stanley
Housing Coordinator

Housing Coordinator Documents

    1. Groton_Emergency_Rental_Assistance_Flyer_-_June_2021.pdf
  1. Winthrop_Place_Flyer.pdf
  2. Housing_Situation_Priority_Policy_For_LHAs.pdf
  3. Housing_Production_Plan_2020-2025.pdf
  4. Housing_Production_Plan_-_Presentation.pdf
  5. Groton_Housing_Authority_Flyer.pdf
  6. Groton_Commons_Flyer.pdf
  7. Groton_Commons_Application.pdf
  8. DHCD_Approval_Letter_2020-08-03.pdf
  9. CHAMP_Application_Form.pdf
  10. 2A_Rose_Crest_Way_Flyer.pdf
  11. 2A_Rose_Crest_Way_Application.pdf
  12. 2020-11-30_Town_of_Groton_Emergency_Rental_Assistance_Guidelines.pdf

Emergency Rental & Mortgage Assistance (updated 5/3/2021)

Many people have experienced a loss of income since the start of the Covid-19 pandemic.  As a result, some households have an urgent need for emergency assistance to help them stay in their present homes.

Local, state and federal governments have responded to this need by creating or expanding housing assistance programs.

The Town of Groton created its own Emergency Rental Assistance program available to income eligible households earning up to 80% of the Area Median Income.  This program will run until June 30, 2022.  For more information and details about how to apply, please see this flyer and the program guidelines.

The Commonwealth of Massachusetts had a pre-existing program called RAFT that provides rental and mortgage assistance to income eligible households.  RAFT helps renters and homeowners who earn up to 50% of the Area Median Income and is considered a homelessness prevention program.  Massachusetts responded to the pandemic by transferring additional federal and state money into the RAFT program.

An addition, Massachusetts created a program for higher income households called ERMA.  ERMA helps renters and homeowners who earn between 50% and 80% Area Median Income.

With the additional federal funds (ERAP), eligible households have access to more funds and a broader array of assistance.  Currently, household may be eligible for up to $10,000 worth of aid to help with overdue rent or mortgage payments, short-term rent or mortgage stipends, and even moving costs.  And, for the first time, government assistance can help pay past due utility bills up to $1,500.

Each program will have its own eligibility criteria, but the application process is simplified.  To apply, households put in a single application at a designated housing center and then administrative staff will figure out what amount of aid is available based on program eligibility.

Here is a sample RAFT/ERMA application.  Paper applications are accepted by the state housing organizations but it is quicker to apply online. To apply, Groton residents can contact one of two housing organizations:

Central Massachusetts Housing Alliance

6 Institute Road
Worcester, MA 01609
(508) 791-7265 x172

https://www.cmhaonline.org/raft-erma-home

or

RCAP Solutions, Inc.

191 May Street
Worcester, MA 01602
(800) 488-1969

http://www.rcapsolutions.org/hcec-application/

To find out where your income falls as a percentage of the area median income, please refer to the table below showing Groton’s Area Median Income.  Area Median Income numbers are revised annually.


Subsidized Apartments in Groton for Low Income Households

Please refer to the income chart below to determine your income eligibility for subsidized apartments.

Groton Housing Authority – apartments serving families and senior/disabled individuals.  Rents set as a percentage of income. See Groton Housing Authority flyer and CHAMP application. Applicants can now apply online, which has several advantages over a paper application. Applicants using the CHAMP online application can apply for numerous housing authorities at the same time. And, applicants can use the online access to make corrections to their application.

Groton Commons – apartments serving low income seniors and others with need for accessibility features.  Rents set as a percentage of income.  Contact RCAP Solutions at 978-448-9551. See Groton Commons flyer and application.

Winthrop Place – apartments available.  Rents set as a percentage of income.  Call Eastpoint Properties rental agent at 603-836-5680. See Winthrop Place flyer.


Subsidized and Affordable Rental Housing for People with Disabilities

For people with disabilities who are able to live independently, this grid provides an overview of the Massachusetts options.

For people with disabilities who are seniors, there are typically more housing options and shorter wait lists.  Seniors with disabilities will often qualify for all of the usual options plus public housing authority units for those age 60 and up and federally supported units for those age 62 and up.

For people with disabilities who need a certain level of support services built in to their housing in order to live in the community might evaluate the supports available through Medicaid State Plan Services  (Group Adult Foster Care, adult family care stipends, personal care attendant), Department of Developmental Disabilities (group homes, shared living, adult supports),  the Department of Mental Health (group homes) or Department of Public Health (rest homes).  Note that there are some units of affordable assisted living (typically Group Adult Foster Care funded).


Affordable Homeownership in Groton

When Affordable Homeownership units are offered for sale in Groton, information will be listed here. Units offered may be New Construction or Resale. MGL Chapter 40B aims to promote affordable housing for households earning 80% or less than the area median income. Usually, a household will have to have a moderate level of income – close to 80% area median income — in order to afford to purchase affordable homeownership units.

If you have questions, please contact the Housing Coordinator.

 

 Development Name & Location   Price  Condo fee Size (bedrooms)  Type of sale Application & Unit Information Model Deed Rider
Academy Hill (2A Rose Crest Way) $262,398 $206/month 2 Resale Application, Flyer Model Deed Rider
Townsend Road Condominium (698A Townsend Rd.) $154,224 $100/month 2 Resale Application Model Deed Rider

To find out about other homeownership listings in our region, visit the following websites:

Independent lottery agent listings for Central Massachusetts — http://www.mcohousingservices.com/homes-for-sale.htm

Nonprofit statewide listings — http://www.massaffordablehomes.org/

Regional housing consortium [for Acton, Bedford, Burlington, Concord, Lexington, Sudbury, Wayland, Weston] — https://www.rhsohousing.org/affordable-housing-opportunities

Eastern Massachusetts listings — https://www.boston.gov/metrolist


Groton Massachusetts – Area Median Income Information

HUD, the federal government’s department of Housing and Urban Development, updates its area median income information annually. The Town of Groton is in the Lowell, MA HUD Metropolitan Fair Market Rent (FMR) Area. Here is the 2020 income information for our area:

 

Fiscal Year 2021

Income Limit

Category

 

1 person household

 

2 person household

 

3 person household

 

4 person household

 

5 person household

 

6 person household

 

7 person household

 

8 person household

30%

“Extremely Low” per HUD

23,700

27,100

30,500

33,850

36,600

39,300

42,000

44,700

30%-50%

“Very Low” per HUD

(typical housing authority
limits)

39,550

45,200

50,850

56,450

61,000

65,500

70,000

74,550

80%

“Low” per HUD

(homeownership limits)

55,950

63,950

71,950

79,900

86,300

92,700

99,100

105,500

100%

112,900