(978) 448-1100

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173 Main St.
Groton, MA 01450

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Housing Coordinator

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Housing Coordinator

Contact Information

Email: fstanley@grotonma.gov
Phone: 978-732-1913
Hours: Call or email for appointment


Fran Stanley
Fran Stanley
Housing Coordinator

Housing Coordinator Documents

  1. Winthrop_Place_Flyer.pdf
  2. Housing_Situation_Priority_Policy_For_LHAs.pdf
  3. Housing_Production_Plan_2020-2025.pdf
  4. Groton_Housing_Authority_Flyer.pdf
  5. Groton_Commons_Flyer.pdf
  6. Groton_Commons_Application.pdf
  7. DHCD_Approval_Letter_2020-08-03.pdf
  8. CHAMP_Application_Form.pdf
  9. 2020-11-30_Town_of_Groton_Emergency_Rental_Assistance_Guidelines.pdf
  10. 2020-11-30_Groton_Emergency_Rental_Assistance_Flyer_INITIAL.pdf

Emergency Rental & Mortgage Assistance

In response to the loss of income to Groton households due to the coronavirus (COVID-19), the Town of Groton has created the Emergency Rental Assistance Program utilizing Community Preservation Act funds.  The program begins on Monday, November 30, 2020 and will be administered by Metro West Collaborative Development.  For more information and details about how to apply, please see this flyer and the program guidelines.

This municipal program was designed by the Affordable Housing Trust to assist income eligible renter households.  Please be aware of the two state programs, RAFT and ERMA, that offer both rental assistance and mortgage assistance.  Each program will have its own eligibility criteria.  The assistance provided also varies and can include help with overdue rent or mortgage payments, short-term rent or mortgage stipends, and in some cases, moving costs.

RAFT (Rental Assistance to Families in Transition) helps renters and homeowners who earn up to 50% of Area Median Income.  $10,000 available.  Online application.

ERMA (Emergency Rental and Mortgage Assistance) helps renters and homeowners who earn between 50% and 80% Area Median Income.  $10,000 available.  Online application.

To find out where your income falls as a percentage of the area median income, please refer to the table below showing Groton’s Area Median Income.  Area Median Income numbers are revised annually.

Here is a sample RAFT/ERMA application (but it is better to apply online). To apply, Groton residents can contact one of two housing organizations:

Central Massachusetts Housing Alliance

6 Institute Road
Worcester, MA 01609
(508) 791-7265 x172



RCAP Solutions, Inc.

191 May Street
Worcester, MA 01602
(800) 488-1969


Subsidized Apartments in Groton for Low Income Households

Please refer to the income chart below to determine your income eligibility for subsidized apartments.

Groton Housing Authority – apartments serving families and senior/disabled individuals.  Rents set as a percentage of income. See Groton Housing Authority flyer and CHAMP application. Applicants can now apply online, which has several advantages over a paper application. Applicants using the CHAMP online application can apply for numerous housing authorities at the same time. And, applicants can use the online access to make corrections to their application.

Groton Commons – apartments serving low income seniors and others with need for accessibility features.  Rents set as a percentage of income.  Contact RCAP Solutions at 978-448-9551. See Groton Commons flyer and application.

Winthrop Place – apartments available.  Rents set as a percentage of income.  Call Eastpoint Properties rental agent at 603-836-5680. See Winthrop Place flyer.

Subsidized and Affordable Rental Housing for People with Disabilities

For people with disabilities who are able to live independently, this grid provides an overview of the Massachusetts options.

For people with disabilities who are seniors, there are typically more housing options and shorter wait lists.  Seniors with disabilities will often qualify for all of the usual options plus public housing authority units for those age 60 and up and federally supported units for those age 62 and up.

For people with disabilities who need a certain level of support services built in to their housing in order to live in the community might evaluate the supports available through Medicaid State Plan Services  (Group Adult Foster Care, adult family care stipends, personal care attendant), Department of Developmental Disabilities (group homes, shared living, adult supports),  the Department of Mental Health (group homes) or Department of Public Health (rest homes).  Note that there are some units of affordable assisted living (typically Group Adult Foster Care funded).

Affordable Homeownership in Groton

When Affordable Homeownership units are offered for sale in Groton, information will be listed here. Units offered may be New Construction or Resale. MGL Chapter 40B aims to promote affordable housing for households earning 80% or less than the area median income. Usually, a household will have to have a moderate level of income – close to 80% area median income — in order to afford to purchase affordable homeownership units.

If you have questions, please contact the Housing Coordinator.



 Development Name & Location   Price  Condo fee Size (bedrooms)  Type of sale Application & Unit Information Model Deed Rider
Groton Residential Gardens, (521D Main Street) $170,400 $224/month 2 Resale Application Model Deed Rider
Townsend Road Condominium (689A Townsend Rd.) $154,224 $100/month 2 Resale Application Model Deed Rider

To find out about other homeownership listings in our region, visit the following websites:

Independent lottery agent listings for Central Massachusetts — http://www.mcohousingservices.com/homes-for-sale.htm

Nonprofit statewide listings — http://www.massaffordablehomes.org/

Regional housing consortium [for Acton, Bedford, Burlington, Concord, Lexington, Sudbury, Wayland, Weston] — https://www.rhsohousing.org/affordable-housing-opportunities

Eastern Massachusetts listings — https://www.boston.gov/metrolist

Groton Massachusetts – Area Median Income Information

HUD, the federal government’s department of Housing and Urban Development, updates its area median income information annually. The Town of Groton is in the Lowell, MA HUD Metropolitan Fair Market Rent (FMR) Area. Here is the 2020 income information for our area:


Fiscal Year 2020

Income Limit



1 person household


2 person household


3 person household


4 person household


5 person household


6 person household


7 person household


8 person household


“Extremely Low” per HUD










“Very Low” per HUD

(typical housing authority










“Low” per HUD

(homeownership limits)